Before you reach the point of desperation, the first thing to do it is acknowledge that you have a debt problem. Unless you grab the bull by the horns, you will continue denying that there is a problem and could eventually end up facing personal bankruptcy and all the problems that it entails.If debt relief [...]
It has become a regular practice of credit card issuers to prey on consumers who are most vulnerable. For instance, my own son receives 3-5 credit card offers each day. Guess what – he’s a full-time college student with little or no income. Is he vulnerable? Sure he is – just like all of the [...]
Don’t let them fool you. All those solicitations you receive in the mail for credit card applications are meant to reel you in and hook you. Big time. In addition, new bankruptcy laws in the US and higher monthly minimum payment requirements are in place to help stem defaults on loans and to force consumers [...]
