The "Credit Card Debt Termination" Scam

“Legally terminate credit card debt! You can be debt-free in 4-6 months!” Advertisements like this are for a new type of program that has spread via the Internet over the past few years. It’s called “Credit Card Debt Termination,” and victims are paying $1,000s for this bogus service. One victim I spoke with lost more [...]

Negotiating Credit Card Debt With the Creditors – Get the Professionals to Help You

One of the options in order to solve your credit card debt is by going through a credit consolidation company. They will help you pay your debt off but in return they will charge you with different terms of interest rates. Another option is by negotiating credit card debt with your creditors.You can directly approach [...]

Credit Card Debt Solutions – Bankruptcy Vs Debt Relief – Which One Should You Pick

If you have unbearable credit card debt, you’re probably asking yourself what are the solutions. You have multiple choices ranging from bankruptcy to different forms of debt relief. But which one is the best for you? Bankruptcy is legally declaring your impairment or inability to pay your creditors. There are two types of bankruptcy: Chapter [...]